https://www.jns.org/america-is-silent-about-christian-girls-kidnapped-by-islamists/

To Prove Fraud a Preponderance of the evidence is Required An article For Subscribers to Excellence in Claims Handling You can Subscribe for only $5 a month to Excellence in Claims Handling at https://barryzalma.substack.com/subscribe A small portion of what was provided to subscribers.The Supreme Court, reviewing the law in other states found: “Although a few jurisdictions require that exclusions from coverage be proved by clear and convincing evidence, the burden of proving insurance policy exclusionary provisions is usually a preponderance of the evidence. Lee R. Russ & Thomas F. Segalla, 17 Couch on Insurance 254:14 (3d ed. 2003) [hereinafter Couch]; compare Rego v. Conn. Ins. Placement Facility, 593 A.2d 491, 494-95 (Conn. 1991) (following the majority of courts and commentators suggesting that insurers must prove policy defenses by a preponderance of the evidence), with Am. Family Mut. Ins. Co. v. Schley, 978 F. Supp. 870, 874-75 (E.D. Wis. 1997).” Applying the preponderance of the evidence burden to a concealment or misrepresentation defense, the Arizona Supreme Court concluded comports with sound reason and is supported by major commentators in the field. In fact, the Supreme Court pointed out that the Arizona Court of Appeals has held that the defense of arson, which by its nature may impute fraudulent representations to the insurer, must be proved only by a preponderance of the evidence.

Follow me on Bluesky. I'm Brainy Mango there. It's not a bad platform. There are loads of patriots there now. Just post Facebook safe and you are good. I think Facebook is far more restrictive than Bluesky is.🙂https://bsky.app/profile/brainymango.bsky.social

VIDEO - RFK jr: WHY BIG PHARMA INSIST ON THEIR VACCINES BE RECOMMENDED FOR CHILDREN TO BE APPROVED (CLICK ON THE LINK, NOT ON THE PHOTO)-----> https://wimkin.com/video/play/444550

CHUTZPAH: GET AWAY WITH MURDER AND COMPLAIN ABOUT SENTENCE Burn Husband to Death for Insurance Money & Plea to Avoid Jail Post 4942 Posted on December 10, 2024 by Barry Zalma See the full video at and at FACTS Mendy Powell Neal, who was charged with the first degree premeditated and felony murder of her husband and the aggravated arson of their home, entered a North Carolina v. Alford, 400 U.S. 25, 37 (1970), best interest plea to voluntary manslaughter, a Class C felony, in exchange for the dismissal of the felony murder and aggravated arson counts of the presentment and an agreed range of three to four years, with the trial court to determine the length and manner of service of the sentence. At the conclusion of the sentencing hearing, the trial court denied the Defendant’s request for judicial diversion, determined that she was not a suitable candidate for probation or other alternative sentencing, and sentenced her as a Range I, standard offender to four years at 30% in the Tennessee Department of Correction. In State Of Tennessee v. Mendy Powell Neal, No. M2023-01176-CCA-R3-CD, Court of Criminal Appeals of Tennessee, Nashville (November 26, 2024) the Court of Criminal Appeals affirmed the trial court. The Defendant’s husband, Matthew Neal, died in a house fire that totally consumed the couple’s Charlotte log home. The Defendant was charged with the first degree premediated murder of the victim, the first degree felony murder of the victim during the perpetration of an aggravated arson, and the aggravated arson of the home. The Defendant proceeded to a jury trial where the State presented evidence for three days establishing the crimes. The neighbor, Mr. Swan and a responding deputy, who could hear the victim moaning on the other side of the closed front door, attempted to enter the home but were unable due to the intensity of the fire. The next day, the victim’s burned body was found within ten feet of the front door. The victim was burned over 95% of his body and died of carbon monoxide toxicity and thermal injury. Autopsy showed he was drugged and couldn’t escape. Regardless of the evidence of premeditated murder the trial court found that the Defendant’s lack of a criminal history was an applicable mitigating factor and enhancement factors that the victim was particularly vulnerable because of age or physical or mental disability, that the Defendant treated or allowed the victim to be treated with exceptional cruelty during the commission of the offense, that the Defendant had no hesitation about committing the crime when the risk to human life was high, and that the Defendant abused a position of private trust that significantly facilitated the commission of the offense. The trial court found that sentencing the Defendant to the maximum length in the Tennessee Department of Correction “was the just and proper sentence due to the Defendant’s misrepresentation and dishonesty as well as the overwhelming circumstantial proof of Defendant’s conniving and forethought regarding the crime.” ANALYSIS The Court of Criminal Appeals found that there was nothing that warranted waiver of the timely notice of appeal requirement with respect to the trial court’s original sentencing determinations and the trial court acted well within its discretion in declining to reduce or modify the Defendant’s sentence. The Defendant did not show any circumstances, warranting the alteration of her sentence in the interest of justice. ZALMA OPINION It takes a massive amount of chutzpah (Yiddish for unmitigated gall) to drug your husband so he could not escape being burned to death after setting fire to the house to kill him and collect on a life insurance policy, and then, when damning evidence was presented offer a Alford plea to manslaughter. To then complain that court imposed the maximum sentence even though her agreement with the court changed the aggravated, premeditated murder that could have resulted in life in prison to manslaughter and only 4 years. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk Sorry about the delay in posting. I’m recovering from pneumonia and spending most of the last week in bed with pills, Kleenex, coughing and sleep which I couldn’t get in the hospital. Should be act in shape next week but doctors make no promises.

Today, Tuesday, December 10th from 7pm to 8:30pm EST, Craig and Diane discuss 'One Movie's Foreshadowing Reality'; 'We Don't Care'; the latest happenings in Syria after al-Assad's ouster; Daniel Penny found NOT guilty, and mysterious drones continue appearing over New Jersey. On https://rspradio1.com Click 'LISTEN LIVE.'

Innocents Betrayed: A History of Gun Control in the 20th Century “One hundred seventy million people! What happens when self-defense is against the law? What happens when the protectors become the predators and innocents are betrayed? “Imagine two-thirds of all Americans disappear. Or the countries of Germany, France and Spain are virtually wiped off the map-170 million people gone! “In the 20th century, that’s how may innocents were slaughtered, tortured, starved, mutilated, worked to death, bayoneted, hanged, annihilated at the hands of their governments-they had no means to defend themselves.” More information BELOW THE VIDEO on the channel. https://rumble.com/v5xtvzw-innocents-betrayed-a-history-of-gun-control-in-the-20th-century.html

Innocents Betrayed: A History of Gun Control in the 20th Century “One hundred seventy million people! What happens when self-defense is against the law? What happens when the protectors become the predators and innocents are betrayed? “Imagine two-thirds of all Americans disappear. Or the countries of Germany, France and Spain are virtually wiped off the map-170 million people gone! “In the 20th century, that’s how may innocents were slaughtered, tortured, starved, mutilated, worked to death, bayoneted, hanged, annihilated at the hands of their governments-they had no means to defend themselves.” https://rumble.com/v5xtvzw-innocents-betrayed-a-history-of-gun-control-in-the-20th-century.html

https://www.thegatewaypundit.com/2024/12/here-we-go-blm-leader-appears-threaten-violence/

You mean that "The thin blue line flag" is marched through the streets by #Police pretending to be "White Supremacists" The entire "White Supremacy" narrative is nothing more than a fabrication created to DIVIDE AMERICANS, because the #Criminals within our illegitimate "government" want to keep us DIVIDED AND FIGHTING EACH OTHER so that we don't go after THEM for all the little things they do! You know.... Like trying to #Murder us all with a #Genocide JAB Brainwashing our children and the public in general with LIES And trying like hell to start WW3 to further thin the herd Our government is chock FULL of Criminals! And the POLICE are right at the top of the list! There is as many "White Supremacists" in America as there is GOOD COPS! In other words... THEY JUST DON'T EXIST! Now that is not to say that #Hollywood is not full of #Racists pushing a narrative CLAIMING that "white supremacy" is running rampant.... And the #Jews who actually control you illegitimate corporate government are most certainly #Racist, but they HATE ALL NON-JEWS, black, white, red, or yellow! This flag is an abomination! The claim that "white supremacy" even exists in America is also an abomination and a bald faced lie! If you DO happen to encounter supposed "White Supremacists" carrying the thin blue line flag, you can rest assured that it's because they are the POLICE, trying to create a snippet for the evening news to LIE about! Kinda like those #NAZI flag we seen during the convoy! And the people STARTING RIOTS during the lockdowns! Every last one of them were agent provocateurs ALL were POLICE trying to create a narrative for their evil masters! But I do agree.... The Flag is an abomination! It is a GANG SYMBOL A gang symbol worn by the ENFORCERS of the #Criminal Class in Washington DC THIS ARTICLE IS PURE GLOBALIST #PROPAGANDA! https://www.rubiconline.com/thin-blue-line-flag-what-does-it-symbolize/