Zalma’s Insurance Fraud Letter – November 1, 2024 ZIFL – Volume 28 Number 21 Posted on November 1, 2024 by Barry Zalma Post 4924 See the full video at and at Subscribe to ZIFL at https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkcitKvwMc3HNWiyrn6jw8ERzpnmgU_oNjTrm1U1YGZ7_ay4AZ7_mCLQBKsXokYWFyD_Xo_zMFYUMovVTCgTAs7liC1eR4LsDBrk2zBNDMBPp7Bq0VeAA-SNvk6xgrgl8dNR0BjCMTm_gE7bAycDEHwRXFAoyVjSABkXPPaG2Jb3SEvkeZXRXPDs%3D The Source for the Insurance Fraud Professional Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at http://zalma.com/zalmas-insurance-fraud-letter-2/ This issue contains the following articles about insurance fraud: Pill Mill Doctor’s Conviction Affirmed HEALTH CARE FRAUD CONVICTION AFFIRMED ACTING AS A DR. FEEL GOOD IS A FEDERAL CRIME According to the Sixth Circuit Dr. David Jankowski’s medical clinics relied on several unusual billing and prescription practices, many of which were illegal and Jankowski fraudulently billed Medicare for services he did not provide and prescribed controlled substances to patients whose conditions did not call for such treatment, with some patients unlawfully trafficking their prescribed drugs. In United States Of America v. David Jankowski, M.D., No. 23-1404, United States Court of Appeals, Sixth Circuit (October 23, 2024) the Sixth Circuit disposed of the fraudsters claims on appeal. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf More McClenny Moseley & Associates Issues This is ZIFL’s thirty sixth installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges indicate may be criminal conduct to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana. 10/24/2024 MMA BANKRUPTCY HEARING TO DECIDE WHETHER TRUSTEE WILL BE APPOINTED Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Injured While Drunk on the Job Gets Workers’ Compensation Benefits An appellate court in New York has upheld a decision of the Workers’ Compensation Board in favor of an injured employee of an electrical contractor company because intoxication was not the sole cause of the accident. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Man Bites Dog Story: Fraudsters Arbitration Attempts Stopped Arbitration Stayed for Suspected Chiropractors’ Fraudulent No Fault Medical Claims Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf In Government Employees Insurance Company, (“GEICO”) v. Didier Demesmin, M.D., et al, No. 23-CV-6191 (ARR) (MMH), United States District Court, E.D. New York (October 23, 2024) GEICO sought to enjoin defendants Manuel A. Mendoza, D.C. and Mendoza Chiropractic Office PC (collectively the “Mendoza Defendants”) from pursuing certain “no-fault” insurance collection arbitrations or initiating new collections proceedings during the pendency of this lawsuit. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Health Insurance Fraud Convictions Louisiana Nursing Home Owner to Pay $8.2M for Misusing Assets During Ida Bob Dean Jr a Louisiana nursing home owner and several companies he operated have agreed to an $8.2 million consent judgment to resolve allegations that they misappropriated and misused the assets and income of four nursing homes in Louisiana before and after Hurricane Ida’s landfall in August 2021. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Officer Caught Aiding Criminals for Cash Police Officer who took Bribes from Insurance Fraudster Convicted Demarkco Johnson (“Johnson”), appealed his convictions for taking bribes about insurance fraud. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Convictions of Other Than Health Insurance Fraud Former Lake Forest Agent Convicted On 90 Counts Of Insurance Fraud After Stealing Nearly $200,000 In Premium Payments Karen Marie Dondanville, 56, of Mission Viejo, California, a former Lake Forest insurance agent was convicted on 90 counts of insurance fraud after stealing nearly $200,000 in premium payments. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf The Need to Understand the Mutability of Memory Investigators and lawyers believe what they are told by eye witnesses who describe what he or she says with conviction. However, every professional investigator or litigator must know that memory is not necessarily accurate because very few people have a perfect eidetic (photographic) memory. Memory is a fluid and often unreliable human function. Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455. Subscribe to Excellence in Claims Handling at https://barryzalma.substack.com/welcome. Go to the podcast Zalma On Insurance at https://podcasters.spotify.com/pod/show/barry-zalma/support; Write to Mr. Zalma at [email protected]; http://www.zalma.com; http://zalma.com/blog. Go to Zalma’s Insurance Fraud Letter at https://zalma.com/zalmas-insurance-fraud-letter-2/; Go to X @bzalma; Go to Barry Zalma videos at Rumble.com at https://rumble.com/c/c-262921; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ and GTTR at https://gettr.com/@zalma Read the full article and all 18 pages of ZIFL at https://zalma.com/blog/wp-content/uploads/2024/10/ZIFL-11-01-2024.pdf

Even though it's a LIE, because it's simply NOT TRUE.... The #Schools will claim that "You MUST inject your children with this toxic, mind destroying concoction or we will not allow them into our brainwashing program" That's what #Schools are... Brainwashing centers Teaching children the LIES of #luciferian psychopaths like #Rockefeller, who supplies the textbooks BELOW COST (So that nobody else can get the contract) AND funds the "schools" so that they can control the curriculum Just like how they LIED about cv19 quackzines being mandatory, they lie about quackzines being "necessary to attend school" (NOT that I'd want my child to go there anyway) Rockefeller also started the #AMA, which controls the licenses of doctors, after he funded a huge #Propaganda campaign to smear natural healers (Doctors) as "Quacks) Rockefeller runs all of the medical schools Rockefeller started the "American Cancer Society" to hide the FACT that his "medicines" were the CAUSE of cancer! Rockefeller also controls most of big pharma ( Pharmakeia ) The Father called us to be "Set Apart" NOT to fall in line like sheep to the slaughter! WHY would you allow people that worship Satan and hate YOU to inject your children with toxic chemicals, so that they may be allowed into the BRAINWASHING CENTER??? I know that a lot of people don't recognize these things for what they are YET... but I'm hoping to remedy that! The Most High CREATED YOU IN HIS OWN IMAGE! You are PERFECT in every way! You do NOT need to be injected with anything to stay healthy! The injections ensure that YOU STAY SICK! Because the same people who make the injections also profit from your illness! Put your trust in the Most High! NEVER AGAIN INJECT TOXINS INTO YOURSELF OR YOUR CHILDREN! Have #faith in your Creator! He did not create anything defective

Trump Disavows ‘Support’ from Swing State Democrats Using Him In Ads Instead of ‘TOXIC’ Kamala https://www.infowars.com/posts/trump-disavows-support-from-swing-state-democrats-using-him-in-ads-instead-of-toxic-kamala

Mr. Disingenuous: YOU started all this BULLSHIT. OBAMA: "I don't understand how we got so toxic and just so divided and so bitter." This is what happens when you go full retard. Somewhere in Kenya a village is missing its idiot. https://rumble.com/v5jqynw-mr.-disingenuous-you-started-all-this-bullshit..html

Source: https://rumble.com/v5jlrb9-wtpn-situp-102124.-israel-to-attack-iran-iran-us-retaliation-toxic-mud-ww3.html Timestamp: 59:38

Facilitated by the likes of the Rockefeller Foundation and the Bill and Melinda Gates Foundation, they uproot highly productive traditional agriculture, saying it is deficient. They poison the soil, the food, the waterways and people. But that’s not enough. They pirate, own and genetically engineer the seeds. The chemicals and engineering do not result in more or better food. Quite the opposite. Diets have become narrower, and the nutritional content of many food items has progressively diminished. Moreover, food secure regions have become food insecure. Bayer calling India’s agriculture backward is a new toxic colonisation. Bayer/Monsanto, the poison cartel whose roots are in war, has driven biodiversity to extinction with monocultures, spread cancers with glyphosate & herbicides. Bayer’s approach to agricultural development involves promoting a model of industrial agriculture dependent on corporate products, including its toxic chemicals and genetically modified crops. https://off-guardian.org/2024/10/17/war-on-food-and-farming-bayers-backward-claim/

https://borouxfilter.com/ Buy American Please and Support Your Veterans, especially our USMC brothers and sisters! Berkey is no longer but a better filter is now available. Boroux is proudly made in Colorado, and has even better ratings than Berkey Water Filter system. Gets the harmful chemicals and toxic heavy metals and pesticide residues out of your family’s drinking water. Always have Access to Clean Drinking Water. #berkey #boroux #health #water #veteran

https://slaynews.com/news/food-supply-contaminated-thousands-potentially-toxic-chemicals/

TOXIC SMOKE, ARTIFICIAL CLOUDS AND THE CLIMATE ENGINEERING CONTINUES OVER WYOMING https://old.bitchute.com/video/6NaPsXKDGxG1/

Bayer’s complicity as part of IG Farben, a chemical and pharmaceutical conglomerate notorious for its involvement in war crimes, has been well documented. Bayer was not merely an observer but an active participant in heinous medical experiments conducted on concentration camp inmates. These experiments involved testing drugs on unwilling subjects, including those at Auschwitz, where prisoners were deliberately infected with diseases to evaluate Bayer’s pharmaceuticals. During World War I, Bayer was involved in the development of chemical weapons, including chlorine and mustard gas. As part of IG Farben, Bayer later contributed to the creation of nerve agents like Tabun, Sarin and Soman. Post-war, Bayer transitioned these chemical developments into Pesticides such as parathion, which are neurotoxic. More recently, Bayer has inherited a legacy of deception through its acquisition of Monsanto. Both companies have been accused of concealing the health risks associated with glyphosate, Rising cancer rates in communities exposed to Bayer’s products cannot be ignored, especially increasing cases of non-Hodgkin lymphoma linked to glyphosate use in areas heavily treated with these chemicals. https://off-guardian.org/2024/10/07/a-faustian-bargain-with-corporate-power-from-monsanto-to-bayer-the-worst-of-both-worlds/