• If you had the chance to tell the Trump White House what changes to make first, what would you say?
    It turns out you do have that chance!
    Last night I was contacted by Dan Scavino, White House Deputy Chief of staff and asked that very question. In full transparency, I believe it was more of a small mass text mailing but I do believe they are sincere in hearing what I (we) think.
    I was told that: “ Listen, every time you made your voice heard, you pushed us one step closer to making history.” And the message said “President Trump hears you; he’s all about delivering on real promises.”
    My response was as follows:

    “1. We need to see the J-6 political prisoners released and have their records cleansed!
    2. We need to see the evil doers held accountable for their deeds. This would include but not be limited to the persons that stole the election, the persons that allowed the steal to take place.
    3. This would also include all persons that enabled the Covid 19 scam, the lying about the efficacy and safety of the covid vax.
    4. This would also include all those that committed lawfare.
    5. We need to immediately clear all 16 Michigan electors such as my friends Meshawn Maddock and Marian Sheridan of any charges, etc.
    6. We need to seek out, expose and prosecute all persons that have contributed to on going election fraud such as we seen where the Dems continue to count fake ballots for up to two weeks after election day.
    7. We severely need help adjudicate the enormous fraud committed here in Michigan by Governor Gretchen Whitmer, SOS Jocelyn Benson and AG Dana Nessel.
    The Michigan Executive Branch is Corrupt! ______________________

    Michigan Governor, Gretchen Whitmer, corruption evidence:
    (drive.google.com/file/d/19MflA1…)
    (drive.google.com/file/d/1T29ZLK…)
    (drive.google.com/file/d/16WM5R-…)

    Michigan Secretary Of State, Jocelyn Benson, corruption evidence:
    (drive.google.com/file/d/1hf4hkN…)
    (drive.google.com/file/d/1PGHeLK…)
    (drive.google.com/file/d/1VvdHRF…)

    Michigan Attorney General, Dana Nessel corruption evidence:
    (drive.google.com/file/d/1-MNG_5…)
    (drive.google.com/file/d/1LX5pOg…)
    Clearly Justice must begin and continue until completion!”

    So, now I ask you; What would you like to see Trump accomplish first?
    Let’s make sure that the Trump Whitehouse continues to listen to us!
    Bob Cushman
    11-23-24
    @pjcolbeck @PattyLovesTruth @gatewaypundit @HawleyMO @Jim_Jordan @JudiciaryGOP @SpeakerJohnson @CLewandowski_ @elonmusk @MIGOP @JudicialWatch @America1stLegal @LaraLeaTrump @StephenM @realDonaldTrump @EricTrump @DonaldJTrumpJr @JDVance @RobertKennedyJr @NicoleShanahan @TrueTheVote @LauraLoomer @MeshawnMaddock @matthewmaddock @KristinaKaramo @danscavino_000

    https://x.com/BobCushman1776/status/1860343334830588396?t=v7lHPA8X2l5CFJ_tNcFSUA&s=19
    If you had the chance to tell the Trump White House what changes to make first, what would you say? It turns out you do have that chance! Last night I was contacted by Dan Scavino, White House Deputy Chief of staff and asked that very question. In full transparency, I believe it was more of a small mass text mailing but I do believe they are sincere in hearing what I (we) think. I was told that: “ Listen, every time you made your voice heard, you pushed us one step closer to making history.” And the message said “President Trump hears you; he’s all about delivering on real promises.” My response was as follows: “1. We need to see the J-6 political prisoners released and have their records cleansed! 2. We need to see the evil doers held accountable for their deeds. This would include but not be limited to the persons that stole the election, the persons that allowed the steal to take place. 3. This would also include all persons that enabled the Covid 19 scam, the lying about the efficacy and safety of the covid vax. 4. This would also include all those that committed lawfare. 5. We need to immediately clear all 16 Michigan electors such as my friends Meshawn Maddock and Marian Sheridan of any charges, etc. 6. We need to seek out, expose and prosecute all persons that have contributed to on going election fraud such as we seen where the Dems continue to count fake ballots for up to two weeks after election day. 7. We severely need help adjudicate the enormous fraud committed here in Michigan by Governor Gretchen Whitmer, SOS Jocelyn Benson and AG Dana Nessel. The Michigan Executive Branch is Corrupt! ______________________ Michigan Governor, Gretchen Whitmer, corruption evidence: (drive.google.com/file/d/19MflA1…) (drive.google.com/file/d/1T29ZLK…) (drive.google.com/file/d/16WM5R-…) Michigan Secretary Of State, Jocelyn Benson, corruption evidence: (drive.google.com/file/d/1hf4hkN…) (drive.google.com/file/d/1PGHeLK…) (drive.google.com/file/d/1VvdHRF…) Michigan Attorney General, Dana Nessel corruption evidence: (drive.google.com/file/d/1-MNG_5…) (drive.google.com/file/d/1LX5pOg…) Clearly Justice must begin and continue until completion!” So, now I ask you; What would you like to see Trump accomplish first? Let’s make sure that the Trump Whitehouse continues to listen to us! Bob Cushman 11-23-24 @pjcolbeck @PattyLovesTruth @gatewaypundit @HawleyMO @Jim_Jordan @JudiciaryGOP @SpeakerJohnson @CLewandowski_ @elonmusk @MIGOP @JudicialWatch @America1stLegal @LaraLeaTrump @StephenM @realDonaldTrump @EricTrump @DonaldJTrumpJr @JDVance @RobertKennedyJr @NicoleShanahan @TrueTheVote @LauraLoomer @MeshawnMaddock @matthewmaddock @KristinaKaramo @danscavino_000 https://x.com/BobCushman1776/status/1860343334830588396?t=v7lHPA8X2l5CFJ_tNcFSUA&s=19
    0 Σχόλια 0 Μοιράστηκε 289 Views
  • Andrew Tate 'Hollywood SELL YOUR SOUL Project' - "Lawyers offered me 50,000,000 dollars for a contract and I said no because they didn’t want me to mention Gaza, LGBT and other stuff"
    Andrew Tate 'Hollywood SELL YOUR SOUL Project' - "Lawyers offered me 50,000,000 dollars for a contract and I said no because they didn’t want me to mention Gaza, LGBT and other stuff"
    0 Σχόλια 0 Μοιράστηκε 145 Views 8
  • YOU THINK THINGS ARE BAD NOW? WAIT TILL THE COPS SHOW UP!

    It's all fun and games until #Enforcers from the
    #Corporation of the United States show up!

    What you call "government" is nothing more than a #Criminal CORPORATION...
    And the #Police are it's "POLICY ENFORCERS"

    This is a FACT folks!
    The #Courts are operating under "Maritime Admiralty Law" and ONLY have #Jurisdiction over the "Legal Fiction" the state created the day you were born!
    (Your birth certificate)

    They have no jurisdiction over a living MAN or WOMAN!
    ONLY over the dead CORPORATION they created and duped YOU into "representing" as if it were you! IT'S NOT!

    And while this certainly IS a #CriminalConspiracy"
    it's NOT a "Conspiracy Theory" because it's a FACT, and not theoretical at all

    https://old.bitchute.com/video/M3fBOrMep94/
    YOU THINK THINGS ARE BAD NOW? WAIT TILL THE COPS SHOW UP! It's all fun and games until #Enforcers from the #Corporation of the United States show up! What you call "government" is nothing more than a #Criminal CORPORATION... And the #Police are it's "POLICY ENFORCERS" This is a FACT folks! The #Courts are operating under "Maritime Admiralty Law" and ONLY have #Jurisdiction over the "Legal Fiction" the state created the day you were born! (Your birth certificate) They have no jurisdiction over a living MAN or WOMAN! ONLY over the dead CORPORATION they created and duped YOU into "representing" as if it were you! IT'S NOT! And while this certainly IS a #CriminalConspiracy" it's NOT a "Conspiracy Theory" because it's a FACT, and not theoretical at all https://old.bitchute.com/video/M3fBOrMep94/
    OLD.BITCHUTE.COM
    You Think Things are BAD Now? Wait till the COPS SHOW UP!
    🔴 Grab a SHIRT: http://bit.ly/HighImpactFlix-Merch Become a Channel member: https://www.youtube.com/channel/UCTSYXSwbauRs79G1skOCzIw/join Support the channel: ⭐ Patreon: https://www.patreon.com/highimpactflix ✅ CashApp: https://cash.app/$HighImpa…
    0 Σχόλια 0 Μοιράστηκε 628 Views
  • It's time to confront the stark reality - the treatment of our nation's veterans who participated in the January 6 Capitol protests is nothing short of an outrage. Here's why Matt Gaetz stands out as the ideal candidate for Attorney General:
    Gaetz has been unapologetically vocal in his support for these veterans, who, after serving our country, find themselves under the harsh scrutiny of the law for what he believes was an exercise of their Constitutional rights.
    It's time to confront the stark reality - the treatment of our nation's veterans who participated in the January 6 Capitol protests is nothing short of an outrage. Here's why Matt Gaetz stands out as the ideal candidate for Attorney General: Gaetz has been unapologetically vocal in his support for these veterans, who, after serving our country, find themselves under the harsh scrutiny of the law for what he believes was an exercise of their Constitutional rights.
    Like
    4
    0 Σχόλια 0 Μοιράστηκε 602 Views 5
  • Incoming Deputy Chief of Staff Stephen Miller lays out what happens DAY ONE of the Trump Presidency:
    Common sense and the rule of law are coming back to Washington, folks.
    Incoming Deputy Chief of Staff Stephen Miller lays out what happens DAY ONE of the Trump Presidency: Common sense and the rule of law are coming back to Washington, folks.
    Love
    1
    0 Σχόλια 0 Μοιράστηκε 218 Views 4
  • Defense Contractor Sentenced to 15 Months in Prison for Fraud, Money Laundering, and Unlawful Export of Technical Data.
    Defense Contractor Sentenced to 15 Months in Prison for Fraud, Money Laundering, and Unlawful Export of Technical Data.
    0 Σχόλια 0 Μοιράστηκε 241 Views
  • Remember that since 2015 to 2024 i have done everything to support president Trump without him asking me or calling me to help him for one day and now is important that president Trump will personally recognize my doings before I will give him another doings and i don’t think that Americans will blame me because Republicans is now majority’s in senate and congress and no law will forbidden Trump this time for reaching out to me
    Remember that since 2015 to 2024 i have done everything to support president Trump without him asking me or calling me to help him for one day and now is important that president Trump will personally recognize my doings before I will give him another doings and i don’t think that Americans will blame me because Republicans is now majority’s in senate and congress and no law will forbidden Trump this time for reaching out to me
    0 Σχόλια 1 Μοιράστηκε 461 Views
  • ‘He is not going to back off’: Trump holds Federal Vacancies Reform Act, threat of recess appointments, over Senate’s head to get Matt Gaetz in as AG
    https://lawandcrime.com/high-profile/he-is-not-going-to-back-off-trump-holds-federal-vacancies-reform-act-threat-of-recess-appointments-over-senates-head-to-get-matt-gaetz-in-as-ag/
    ‘He is not going to back off’: Trump holds Federal Vacancies Reform Act, threat of recess appointments, over Senate’s head to get Matt Gaetz in as AG https://lawandcrime.com/high-profile/he-is-not-going-to-back-off-trump-holds-federal-vacancies-reform-act-threat-of-recess-appointments-over-senates-head-to-get-matt-gaetz-in-as-ag/
    LAWANDCRIME.COM
    ‘He is not going to back off’: Trump holds Federal Vacancies Reform Act, threat of recess appointments, over Senate’s head to get Matt Gaetz in as AG
    The president-elect wants to use a legal loophole to get Matt Gaetz confirmed as attorney general, according to reports.
    0 Σχόλια 0 Μοιράστηκε 202 Views
  • ‘He is not going to back off’: Trump holds Federal Vacancies Reform Act, threat of recess appointments, over Senate’s head to get Matt Gaetz in as AG
    https://lawandcrime.com/high-profile/he-is-not-going-to-back-off-trump-holds-federal-vacancies-reform-act-threat-of-recess-appointments-over-senates-head-to-get-matt-gaetz-in-as-ag/
    ‘He is not going to back off’: Trump holds Federal Vacancies Reform Act, threat of recess appointments, over Senate’s head to get Matt Gaetz in as AG https://lawandcrime.com/high-profile/he-is-not-going-to-back-off-trump-holds-federal-vacancies-reform-act-threat-of-recess-appointments-over-senates-head-to-get-matt-gaetz-in-as-ag/
    LAWANDCRIME.COM
    ‘He is not going to back off’: Trump holds Federal Vacancies Reform Act, threat of recess appointments, over Senate’s head to get Matt Gaetz in as AG
    The president-elect wants to use a legal loophole to get Matt Gaetz confirmed as attorney general, according to reports.
    Like
    1
    0 Σχόλια 0 Μοιράστηκε 221 Views

  • EUO is a Material Condition Precedent

    Claim Properly Denied for Refusal to Testify at EUO

    Post 4936

    Read the full article at https://www.linkedin.com/pulse/euo-material-condition-precedent-barry-zalma-esq-cfe-exccc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts.

    See the full video at and at

    Erin Hughes appealed from the grant of summary judgment in favor of defendant and respondent Farmers Insurance Exchange (Farmers) on her causes of action for breach of contract and bad faith arising after Farmers’ denial of Hughes’s property insurance claim because she refused to testify at a second examination under oath (EUO).

    In Erin Hughes v. Farmers Insurance Exchange, B331168, California Court of Appeals (November 8, 2024) the condition precedent was enforced.

    FACTUAL BACKGROUND

    Hughes is the owner of real property in Malibu (the property). In December 2020, Hughes obtained an insurance policy to cover the property for fire loss through the California FAIR Plan Association (FAIR Plan). Also in December 2020, Hughes obtained a homeowner’s insurance policy from Farmers to cover perils other than fire, including losses due to theft (the policy).

    One month later, in January 2021, the property sustained significant fire damage. Hughes contacted Farmers, which advised her that fire loss was not covered by her Farmers policy, and she would have to pursue any such claim through her FAIR Plan policy. Unhappy, on January 21, 2021, Hughes tendered a theft claim under the Farmers policy, asserting in excess of $2 million worth of personal property was stolen from the property.

    Farmers ultimately denied the claim on January 5, 2022, on the ground that Hughes failed to cooperate with Farmers’ investigation, including by failing to participate in a second examination under oath as required by the policy.
    Hughes’s Complaint Against Farmers

    One week after the denial of her claim, Hughes sued Farmers and alleged Farmers demanded “duplicative, onerous and/or unnecessary” documentation of stolen items. Further, she alleged Farmers subjected her to “two confrontational, accusatory and grueling examinations under oath.” Hughes alleged her second examination under oath had been “suspended due to [her] medical condition,” but Farmers disregarded her condition and demanded a third examination.

    Farmers’ Motion for Summary Judgment

    Farmers moved for summary judgment contending it properly denied Hughes’s theft claim based on her failure to cooperate with Farmers’ investigation of her claim as well as her material misrepresentations in obtaining the Farmers policy.

    In May 2021, as part of Farmers’ theft claim investigation, Hughes participated in an examination under oath. During the examination, Hughes’s counsel informed the Farmers attorney he had just sent more than 40 additional receipts that the attorney would be receiving shortly. Recognizing they would not have time to go through the new items that day and the examination would need to continue on a future date, the Farmers attorney proposed “continu[ing] to work with one another to identify what’s missing.” In response, Hughes and her counsel agreed, with Hughes stating she would be happy to get “every single thing that you need and I’ll send it to my attorney right away.”

    In October 2021, a second session of the examination under oath was held regarding documentation Hughes had produced during and after the first session. Hughes appeared remotely with counsel and before any questions were asked of her, she objected to a further examination.

    Hughes accused the Farmers attorney of interrogating her “like a fucking criminal” and stated, “if you want to take my deposition . . . you are going to take a second deposition in court, and that’s going to be a formal deposition.” Hughes’s remote connection then cut out, and her counsel indicated she would not proceed with the examination.

    Farmers informed Hughes that it was denying coverage based on her failure to cooperate with Farmers’ investigation and particularly her refusal to proceed with the second examination under oath.
    Trial Court’s Grant of Summary Judgment and Denial of Hughes’s Continuance Request and Motion for New Trial

    The trial court granted summary judgment in favor of Farmers. Noting an insurer has “an absolute right” to require the insured to submit to an examination under oath “as long as the insurer exercises the right reasonably,” the court determined Hughes had not shown Farmers acted unreasonably. The court concluded summary judgment was appropriate “based solely on failure to cooperate.”

    DISCUSSION

    The trial court properly concluded there was no genuine dispute that Hughes’s failure to participate in an examination under oath constituted a material breach of the policy; accordingly, Farmers was excused from having to pay on Hughes’s claim. The right to require the insured to submit to an examination under oath concerning all proper subjects of inquiry is reasonable as a matter of law.

    An insured’s compliance with a policy requirement to submit to an examination under oath is a prerequisite to the right to receive benefits under the policy.
    Because Hughes refused to cooperate with Farmers’ investigation by participating in and completing her examination under oath, she cannot establish her own performance under the policy.
    Breach of Implied Covenant Claim

    The implied covenant of good faith and fair dealing is based on general contract law and the long-standing rule that neither party will do anything which will injure the right of the other to receive the benefits of the agreement. Hughes’s claim for bad faith fails as a matter of law.

    ZALMA OPINION

    Wildfires tend to destroy everything. That is why insurers are unwilling to write fire insurance in Malibu and other areas prone to wildfires and obtain fire insurance from the Fair Plan, an organization designed to cover uninsurable risks. Because of the destruction done by a wildfire or a dwelling fire a $2 million dollar theft loss after a fire is questionable and a good reason to take a thorough EUO. Farmers tried to do so and Hughes refused without reason after admitting she left open much investigation elements at the agreed conclusion of the first session and an agreement to a second only to refuse.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg
    EUO is a Material Condition Precedent Claim Properly Denied for Refusal to Testify at EUO Post 4936 Read the full article at https://www.linkedin.com/pulse/euo-material-condition-precedent-barry-zalma-esq-cfe-exccc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. See the full video at and at Erin Hughes appealed from the grant of summary judgment in favor of defendant and respondent Farmers Insurance Exchange (Farmers) on her causes of action for breach of contract and bad faith arising after Farmers’ denial of Hughes’s property insurance claim because she refused to testify at a second examination under oath (EUO). In Erin Hughes v. Farmers Insurance Exchange, B331168, California Court of Appeals (November 8, 2024) the condition precedent was enforced. FACTUAL BACKGROUND Hughes is the owner of real property in Malibu (the property). In December 2020, Hughes obtained an insurance policy to cover the property for fire loss through the California FAIR Plan Association (FAIR Plan). Also in December 2020, Hughes obtained a homeowner’s insurance policy from Farmers to cover perils other than fire, including losses due to theft (the policy). One month later, in January 2021, the property sustained significant fire damage. Hughes contacted Farmers, which advised her that fire loss was not covered by her Farmers policy, and she would have to pursue any such claim through her FAIR Plan policy. Unhappy, on January 21, 2021, Hughes tendered a theft claim under the Farmers policy, asserting in excess of $2 million worth of personal property was stolen from the property. Farmers ultimately denied the claim on January 5, 2022, on the ground that Hughes failed to cooperate with Farmers’ investigation, including by failing to participate in a second examination under oath as required by the policy. Hughes’s Complaint Against Farmers One week after the denial of her claim, Hughes sued Farmers and alleged Farmers demanded “duplicative, onerous and/or unnecessary” documentation of stolen items. Further, she alleged Farmers subjected her to “two confrontational, accusatory and grueling examinations under oath.” Hughes alleged her second examination under oath had been “suspended due to [her] medical condition,” but Farmers disregarded her condition and demanded a third examination. Farmers’ Motion for Summary Judgment Farmers moved for summary judgment contending it properly denied Hughes’s theft claim based on her failure to cooperate with Farmers’ investigation of her claim as well as her material misrepresentations in obtaining the Farmers policy. In May 2021, as part of Farmers’ theft claim investigation, Hughes participated in an examination under oath. During the examination, Hughes’s counsel informed the Farmers attorney he had just sent more than 40 additional receipts that the attorney would be receiving shortly. Recognizing they would not have time to go through the new items that day and the examination would need to continue on a future date, the Farmers attorney proposed “continu[ing] to work with one another to identify what’s missing.” In response, Hughes and her counsel agreed, with Hughes stating she would be happy to get “every single thing that you need and I’ll send it to my attorney right away.” In October 2021, a second session of the examination under oath was held regarding documentation Hughes had produced during and after the first session. Hughes appeared remotely with counsel and before any questions were asked of her, she objected to a further examination. Hughes accused the Farmers attorney of interrogating her “like a fucking criminal” and stated, “if you want to take my deposition . . . you are going to take a second deposition in court, and that’s going to be a formal deposition.” Hughes’s remote connection then cut out, and her counsel indicated she would not proceed with the examination. Farmers informed Hughes that it was denying coverage based on her failure to cooperate with Farmers’ investigation and particularly her refusal to proceed with the second examination under oath. Trial Court’s Grant of Summary Judgment and Denial of Hughes’s Continuance Request and Motion for New Trial The trial court granted summary judgment in favor of Farmers. Noting an insurer has “an absolute right” to require the insured to submit to an examination under oath “as long as the insurer exercises the right reasonably,” the court determined Hughes had not shown Farmers acted unreasonably. The court concluded summary judgment was appropriate “based solely on failure to cooperate.” DISCUSSION The trial court properly concluded there was no genuine dispute that Hughes’s failure to participate in an examination under oath constituted a material breach of the policy; accordingly, Farmers was excused from having to pay on Hughes’s claim. The right to require the insured to submit to an examination under oath concerning all proper subjects of inquiry is reasonable as a matter of law. An insured’s compliance with a policy requirement to submit to an examination under oath is a prerequisite to the right to receive benefits under the policy. Because Hughes refused to cooperate with Farmers’ investigation by participating in and completing her examination under oath, she cannot establish her own performance under the policy. Breach of Implied Covenant Claim The implied covenant of good faith and fair dealing is based on general contract law and the long-standing rule that neither party will do anything which will injure the right of the other to receive the benefits of the agreement. Hughes’s claim for bad faith fails as a matter of law. ZALMA OPINION Wildfires tend to destroy everything. That is why insurers are unwilling to write fire insurance in Malibu and other areas prone to wildfires and obtain fire insurance from the Fair Plan, an organization designed to cover uninsurable risks. Because of the destruction done by a wildfire or a dwelling fire a $2 million dollar theft loss after a fire is questionable and a good reason to take a thorough EUO. Farmers tried to do so and Hughes refused without reason after admitting she left open much investigation elements at the agreed conclusion of the first session and an agreement to a second only to refuse. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg
    WWW.LINKEDIN.COM
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