To Prove Fraud a Preponderance of the evidence is Required An article For Subscribers to Excellence in Claims Handling You can Subscribe for only $5 a month to Excellence in Claims Handling at https://barryzalma.substack.com/subscribe A small portion of what was provided to subscribers.The Supreme Court, reviewing the law in other states found: “Although a few jurisdictions require that exclusions from coverage be proved by clear and convincing evidence, the burden of proving insurance policy exclusionary provisions is usually a preponderance of the evidence. Lee R. Russ & Thomas F. Segalla, 17 Couch on Insurance 254:14 (3d ed. 2003) [hereinafter Couch]; compare Rego v. Conn. Ins. Placement Facility, 593 A.2d 491, 494-95 (Conn. 1991) (following the majority of courts and commentators suggesting that insurers must prove policy defenses by a preponderance of the evidence), with Am. Family Mut. Ins. Co. v. Schley, 978 F. Supp. 870, 874-75 (E.D. Wis. 1997).” Applying the preponderance of the evidence burden to a concealment or misrepresentation defense, the Arizona Supreme Court concluded comports with sound reason and is supported by major commentators in the field. In fact, the Supreme Court pointed out that the Arizona Court of Appeals has held that the defense of arson, which by its nature may impute fraudulent representations to the insurer, must be proved only by a preponderance of the evidence.

BREAKING: Sheriffs across America are mobilizing to assist the Trump administration in mass deportations, with incentives and rewards offered to jurisdictions that choose to cooperate with the effort. https://www.msn.com/en-us/news/us/the-local-sheriffs-gearing-up-to-help-trump-carry-out-mass-deportations/ar-AA1uWVaz

RICK MIRACLE VIDEO LIBRARY #159, 2021 VIDEO, THE 2020 ECONOMIC CRISIS, GLOBAL POVERTY, UNEMPLOYMENT ALL that you need to comprehend is that EVERY SUPPOSED "#Government" on earth is in reality run by the SAME PEOPLE, who are members of "Secret Societies" that worship the "god of this world" #Satan Once you understand this, and clearly recognize their motives are NOT to help mankind, but instead to DESTROY MANKIND, then you might understand their actions! As long as you continue believing that "They are stupid" you'll be their victim! THEY ARE NOT STUPID! They simply want to KILL and ENSLAVE YOU! This is why their "policies" are always HARMFUL, always anti-human, always #Evil, always designed to harm you, your property & property rights, and your children You MUST comprehend these people are NOT even attempting to "eliminate problems"... Their intentions are to CREATE PROBLEMS that they can then get YOU to "Demand their pre-planned solution" for..... Political #Parasites are servants of #Satan! The two-party system itself is SATANIC! The "Maritime Admiralty Law" slave system our "courts" use, better known as the "Legal System" are Satanic also! The word "Legal" literally means "AGAINST YHWH'S LAW" And do not ignore the FACT that they even SHOW YOU the Satanic, idol worshiping nature of this system by displaying "Lady Justice" (A #Pagan false deity) in EVERY COURT and is used to represent the "legal system" itself! STOP PARTICIPATING IN THIS SATANIC SYSTEM!!! DEMAND that it be shut down and discontinued to exist via YOUR CONSENT! Without YOUR CONSENT none of these Satanic systems can exist!!! So REVOKE your consent right now! REVOKE both express and "Implied Consent" to giving these systems jurisdiction over you! Because these systems DO REQUIRE your consent! https://old.bitchute.com/video/G9t7l5HojK4G/

BASED GRAND JURY INDICTS THE COP INSTEAD! | ARRESTED TRYING TO SAVE HIS HOME FROM FIRE I shared this yesterday.... But needed to share again! If YOU get put on a JURY or GRAND JURY you have immense power! YOU need to stop allowing that power to be used to cage your fellow Americans, and instead use that power to see that #Police and especially PROSECUTORS are held accountable! These people have the power to DESTROY LIVES in their hands! And they wield as if they are playing monopoly or something! They try to convict people of heinous crimes, when they know full well that MAN never committed the crime.... They will "shoe-horn the crime to fit their actions" This is neither the "Spirit of the Law" nor is this decent, ,oral behavior! It's time these people see the inside of the cages they so enjoy putting others into! JURY NULLIFICATION is a powerful DEFENSE against these criminals! But this jury went a step further, and they did the RIGHT THING! It's time to STOP THE CRIMINALITY within Police and Sheriff Departments across the United States! The entire system is based on #Fraud anyway! It operates under "Maritime Admiralty Law" which has no #Jurisdiction over MEN & WOMEN unless they are at SEA or they "Consent" to be a #Slave under this system! Americans DON'T KNOW THIS! But by "voting" or claiming that you are a "US Citizen" you are CONSENTING! You must learn how to remain within the PROPER JURISDICTION... Which is COMMON LAW! Don't let them trick you using their criminal "Implied Consent Doctrine" either! This is important folks! This system must fall This man was likely facing 50 YEARS in prison for the PHONY, TRUMPED UP, BS CHARGES THE POLICE CHARGED HIM WITH.... Those Police Officers should be convicted and sentenced to that amount of time! They should get DOUBLE the time of the harshest possible sentences for these BOGUS "crimes" they charged this man with! HE COULD HAVE LOST THAT MUCH OF HIS INNOCENT LIFE BASED ON LIES, SO THEY, AS THE LIARS, SHOULD GET DOUBLE THE MAXIMUM TIME FOR FILING THE BOGUS CHARGES! https://old.bitchute.com/video/jtRU3vZI-QU/

LAWSUIT INCOMING!! SGT CAN'T CONTROL HIMSELF DURING UNLAWFUL ARREST. #Police are apparently too f*cking dumb to tie their shoes! HOW are they supposed to have the intelligence required to ARTICULATE A #CRIME to someone? If the Police attempt to detain you absent reasonable, articulable, suspicion that you have committed a crime it's unlawful! Their "legal" standard is BS! Their "legal" (Against Yah's Law) standard claims that they need reasonable articulable suspicion that you HAVE COMMITTED, or "are about to commit a crime" Now how in the Sam Hill would a dumbass cop know "You are about to commit a crime?" Can you tell me that please??? Are these palm reading police??? Can they see into the future??? The reason your constitutional rights are trampled on a DAILY basis is because YOU ARE NOT A PARTY TO THE CONSTITUTION! As a "citizen" you have no constitutional protections! Instead, you are CHATTEL PROPERTY of the Corporation of the United States, and are under the #Jurisdiction of their "Maritime Admiralty Law" #Slave system! You should look into it! It's the #Truth! https://old.bitchute.com/video/Nm9DKfUSTlI/

ILLUMINATI PROPHECY AND THE NWO PROPHECY COLLIDE! THE TRUTH REVEALED ON CAMERA! The English and American history that they didn't teach you in school! Of course this is the #Truth, NOT like the pure bullspit you learned in the #government indoctrination / brainwashing centers, known as #Schools These "Schools" were forced upon you, MANDATORY Re-Education Camps for your children! Funded mostly by Satanic filth like #Rothschild. These re-education centers were developed to make you and your children into "A GOOD #Slaves" who do as they are told and never question "Authority" What you deem as "Government" is in FACT just a for-profit #Corporation, operating based in #Fraud under "Maritime Admiralty Law." The "Law of the SEA or #UCC THIS is why they NEED YOUR CONSENT! It is exactly why they tell you "Get out to vote!" "Voting" is your consent to being the CHATTEL PROPERTY (The SLAVE) of the Corporation. EVERY TIME you check the box declaring "I'm a US Citizen" you are CONSENTING, just like voting FREE MEN must remain in the #Jurisdiction of COMMON LAW! Which is where ALL MEN belong! But if you can be deceived into "consenting" to giving up your inalienable human rights (Which you CANNOT give up) to be a slave of the Corporation.... THEY'LL LET YOU! Slavery is illegal, VOLUNTEERING TO BE A SLAVE IS NOT! https://old.bitchute.com/video/Y2lIfrfBjGy0/

YOU THINK THINGS ARE BAD NOW? WAIT TILL THE COPS SHOW UP! It's all fun and games until #Enforcers from the #Corporation of the United States show up! What you call "government" is nothing more than a #Criminal CORPORATION... And the #Police are it's "POLICY ENFORCERS" This is a FACT folks! The #Courts are operating under "Maritime Admiralty Law" and ONLY have #Jurisdiction over the "Legal Fiction" the state created the day you were born! (Your birth certificate) They have no jurisdiction over a living MAN or WOMAN! ONLY over the dead CORPORATION they created and duped YOU into "representing" as if it were you! IT'S NOT! And while this certainly IS a #CriminalConspiracy" it's NOT a "Conspiracy Theory" because it's a FACT, and not theoretical at all https://old.bitchute.com/video/M3fBOrMep94/

While she is a bit of a drama queen...... It's only because SHE SAYS what everyone else just THINKS! EVERYTHING that she says is essentially true. The ONLY thing that I take exception with is when she starts the racial stuff with "You are a white man Mr. Policeman" etc.... Folks... #Totalitarianism and #Authoritarianism based on "Maritime Admiralty Law" IS NOT BIASED! IT DISCRIMINATES AGAINST US ALL EQUALLY!!! So stop with the "Race" BS! It's "EVERYONE vs The Blue" Black, White, Red, Brown, and Yellow people are ALL being enslaved by a #Fraud based system of Maritime Admiralty Law.... SO STAND TOGETHER AND DROP THE RACIST BS! (Or you'll die a SLAVE, as will your children!) #Police are literally #Pirates operating under "Maritime Admiralty Law" They have no legitimate #Jurisdiction over YOU! But they OWN the "Legal Fiction" which you supposedly "represent".... The "Legal Fiction" is a #Corporation that was created with your BIRTH CERTIFICATE.... It is NOT YOU! But a lifetime of continuous brainwashing and indoctrination has led you to believe that it's you! So like a dummy, you GIVE THEM JURISDICTION by failing to challenge their claims that the "Legal Fiction" is YOU! You sincerely need to LEARN THE LAW! What #Police deal in is NOT law, it's POLICY of the CORPORATION of the United States! Thus their name.... "POLICE" enforce POLICY! This deception goes back over 100 years.... It is EXACTLY how you were converted from a FREE MAN or WOMAN Into a #Slave of the CORPORATION of the United States! ONLY YOU can represent yourself as a flesh and blood MAN or WOMAN! As long as you continue "representing" the "Legal Fiction" created with your birth certificate, you will remain a SLAVE! https://old.bitchute.com/video/eywSJy1ADqc/

Hiding Behind the BAR Why Attorneys are not Lawyers Feudal Tenancy If you think you are a landowner in America, take a close look at the warranty deed or fee title to your land. You will almost always find the words "tenant" or "tenancy." The title or deed document establishing your right as a tenant, not that of a landowner, has been prepared for transfer by a licensed BAR Attorney, just as it was carried out within the original English feudal system we presumed we had escaped from in 1776. A human being is the tenant to a feudal superior. A feudal tenant is a legal person who pays rent or services of some sort for the use and occupation of another's land. The land has been conveyed to the tenant's use, but the actual ownership remains with the superior. If a common person does not own what he thought was his land (he's legally defined as a "feudal tenant," not the superior owner), then a superior person owns the land and the feudal tenant - person pays him to occupy the land. This is the hidden Feudal Law in America. When a person (a.k.a. human being, corporation, natural person, partnership, association, organization, etc.) pays taxes to the tax assessor of the civil county or city government (also a person), it is a payment to the superior land owner for the right to be a tenant and to occupy the land belonging to the superior. If this were not so, then how could a local government sell the house and land of a person for not rendering his services (taxes)? We used to think that there was no possible way feudal law could be exercised in America, but the facts have proven otherwise. It's no wonder they hid the definition of a human being behind the definition of a man. The next time you enter into an agreement or contract with another person (legal entity), look for the keywords person, individual, and natural person describing who you are. Are you the entity the other person claims you are? When you "appear" before their jurisdiction and courts, you have agreed that you are a legal person unless you show them otherwise. You will have to deny that you are the person and state who you really are. Is the flesh and blood standing there in that courtroom a person by their legal definition? https://educate-yourself.org/cn/attorneysarenotlawyers13mar05.shtml

Dead In The Water - Maritime Admiralty UCC EVERYONE is stuck "in the matrix" because a large percentage of the world's population simply REFUSE to educate themselves, and to throw off the brainwashing they have endured! These are the people who call you a "conspiracy theorist" just like the #CIA created the term for them to do because they don't want those people finding out the #Truth! The entire system is based on "Maritime Admiralty Law" and the ONLY REASON that you are within it's #Jurisdiction is because you have not challenged it and made your stand under COMMON LAW! COMMON LAW is the "Law of the LAND" (Like the Constitution) "Maritime Admiralty Law" is the "Law of the SEA" and Commerce! UCC etc.... BUT IT'S NOT APPLICABLE TO LIVING MEN & WOMEN! The criminals of the state created YOUR BIRTH CERTIFICATE, which is a "Legal Fiction".... A #Corporation... and that corporation falls under the jurisdiction of maritime law! BUT YOU DON'T! UNLESS you "represent yourself" as that legal fiction! Which everyone does because they know no better! And when you TRY to tell them they dismiss you and call you a conspiracy theorist or something worse! The knowledge of the ages IS AT YOUR FINGERTIPS! But you'll refuse to do any research whatsoever because YOU THINK THAT YOU KNOW IT ALL ALREADY! https://youtu.be/CZIRAEraPIA