A Video Explaining the Difference Between a Claim & a Suit See the full video at https://youtu.be/t7Vs3meMgig Liability policies generally contain language promising “to defend any suit against the insured.” The policies will generally distinguish between a claim and a suit by compelling the insured to give notice of claims as well as suits. Courts usually recognize that there...

The Notice-Prejudice Rule Limits the Effectiveness of a Material Condition See the full video at https://youtu.be/os_txgbtpu4 The usually uncomplicated phrase “late notice” has become a target of courts that change clear and unambiguous to a situation of confusion and doubt. The timely notice of claims is generally an express requirement of an insurance policy and fundamental to the...

Zalma’s Insurance Fraud Letter – June 1, 2021 Posted on June 1, 2021 by Barry Zalma A Video from ZIFL – June 1, 2021 See the full video at https://rumble.com/vhuwsl-zalmas-insurance-fraud-letter-june-1-2021.html  and at https://youtu.be/mUArAK8OV0w and at...

How to Recognize an Attempted Bad Faith Set Up Read the full article at https://www.linkedin.com/pulse/bad-faith-set-ups-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3700 posts. Bad faith insurance claims are successful when a plaintiff can prove that the insurance company wrongfully denied an insurance claim and deprived the insured of the benefits of the contract of...

Breach of Contract is not an Insured Against Risk of Bodily Injury in a CGL Policy Bliss Sequoia Insurance & Risk Advisors, Inc., and Huggins Insurance Services, Inc. (collectively, “Bliss Sequoia”) and Allied Property & Casualty Insurance Company (“Allied”) moved for summary judgment to determine whether Allied has a duty to defend Bliss Sequoia against claims...

Complimentary the Act of Two Friends  Before the Act of Two Friends, my dad wanted to take Kimberly to go work with him and my mom. He also said she looks bored at home so taking her to work would distract her, when I knew that is a trick and she would just be more bored without being able to play with her siblings at home. He didn't mention a payment, so I quickly intervened and said...

In the Land of the Blind the One-Eyed Man is a WHAT? There is an old saying that in the land of the blind, the one-eyed man is King. There was also a guy a long place ago and in a time far away who reminded us daily that while we knew a little bit, soon we would know “the rest of the story”. In the case of the one-eyed man in the land of the blind, he may indeed be the proverbial...

No Coverage for Defense of a Criminal Accusation and Conviction Posted on October 15, 2020 by Barry Zalma A Criminal Conviction is not a Loss Compensable by a Liability Policy Waste Management, Incorporated (“WMI”) and Waste Management Hawaii, Incorporated (“WMHI”) (collectively “Waste”) entered into an insurance contract with AIG Specialty Insurance Company...