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Barry Zalma

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2023-11-22 13:38:12 -

“Personal Injury” Coverage Exclusion Eliminates Coverage
“Personal Injury” Coverage Exclusion Eliminates Coverage Read the full article at https://lnkd.in/gR4fFWxd and see the full video at https://lnkd.in/gDTJR88w and at https://lnkd.in/gZT6Tsyk and at https://zalma.com/blog plus more than 4700 posts. Speculation About Extraneous Facts Does Not Trigger Duty to Defend AutoDistributors, Inc. and Steven Schneider (collectively...

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Barry Zalma

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2021-05-21 13:10:19 -

A Video About the Assault & Battery Exclusion
Intentional Torts Should Never Be InsurableRead the full article at https://lnkd.in/gk9q8KR and see the full video at https://lnkd.in/g8kypff and at https://lnkd.in/gE8rCen and at https://zalma.com/blog plus more than 3700 posts.Insurance against the liability that comes from an intentional tort is said to be against “public policy.” Insurance companies are generally forbidden to...

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Barry Zalma

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2024-02-08 14:10:33 -

Ambiguous Exclusion Unenforceable
Ambiguous Exclusion Unenforceable Read the full article at https://lnkd.in/g4eHV9AZ, se the full video at https://lnkd.in/gfCBRpW7 and at https://lnkd.in/gW3MUvz5 and at https://zalma.com/blog plus more than 4700 posts. Unrepaid, Unrecoverable, or Outstanding Credit Exclusion Unenforceable Huntington National Bank (“Huntington”) sued AIG Specialty Insurance Company and National...

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Barry Zalma

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2021-12-17 13:26:15 -

Belts and Braces Exclusion Stops Covid Claim
No Direct Physical Loss & Exclusion for Losses Due to Microorganisms Defeats ClaimRead the full article at https://lnkd.in/gMy-729F and at https://zalma.com/blog plus more than 4000 posts. The COVID-19 pandemic forced numerous businesses to close their doors or to reduce operations temporarily. Many suffered severe economic losses as a result and have sought money under their business...

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Barry Zalma

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2021-09-21 12:15:51 -

Business Use Exclusion Effective
Warranty Statute Does Not Apply to an Exclusion Red the full article at https://www.linkedin.com/pulse/business-use-exclusion-reasonable-common-homeowners-zalma-esq-cfe and at https://zalma.com/blog plus more than 3900 posts. Steven Kutchera bought a homeowners policy from defendant State Farm Fire and Casualty Company. In 2020, Kutchera submitted a claim to State Farm under that policy,...

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Barry Zalma

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2021-02-23 13:23:54 -

Can a Mentally Disturbed Person form the Intent to Apply an Intentional Act Exclusion
When Mentally Ill Son Sets Fire to House in an Attempted Suicide May his Innocent Parents Recover? Read the full article at https://www.linkedin.com/pulse/mentally-disturbed-person-capable-forming-intentional-barry and at https://zalma.com/blog plus more than 3600 posts. When an insurer denies a claim because of an intentional act exclusion and whether his co-insureds were entitled to recover...

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Barry Zalma

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2022-02-09 13:58:11 -

Clear & Unambiguous Exclusion
Exclusion of Injuries To Resident is Effective Read the full article at https://www.linkedin.com/pulse/clear-unambiguous-exclusion-must-enforced-barry-zalma-esq-cfe-1c and at https://zalma.com/blog plus more than 4050 posts. Defendant, Cynthia Donnelly, sued her landlords after she injured herself when an allegedly defective stair collapsed under her at the rental property. In...

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Barry Zalma

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2021-03-23 12:26:43 -

Clear and Unambiguous Exclusion Applies
Home Inspector’s Insurer Excluded Liability Coverage for Damage Caused by Flammables Read the full article at https://www.linkedin.com/pulse/clear-unambiguous-exclusion-requires-denial-defense-zalma-esq-cfe and at https://zalma.com/blog plus more than 3650 posts. Insurance policy contracts that are clear, open, obvious and unambiguous exclusions are always enforced. In Tedra Birch, Joseph...

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Barry Zalma

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2022-10-19 13:04:43 -

Clear and Unambiguous Exclusion Effective
Trade Dress Infringement is Different From Trademark Infringement Read the full post at https://lnkd.in/gk9zRBVW and see the full video at https://lnkd.in/gNKNXPXm and at https://lnkd.in/gCf8zRna and at https://zalma.com/blog plus more than 4350 posts. In State Farm Fire v. Jason Hines, et al., No. 21-2354, USCA, Third Circuit (October 14, 2022) an insurer was found to have no duty to defend...

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Barry Zalma

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2021-08-05 12:41:57 -

Clear and Unambiguous Exclusion Must be AEnforced
When Insurer Uses Extrinsic Evidence to Prove Facts Establishing Exclusion There is No Need to Defend or Indemnify Read the full article at https://www.linkedin.com/pulse/clear-unambiguous-exclusion-must-enforced-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3850. The trial court entered an order denying Old Republic Insurance Company’s (Old Republic) motion for...

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Barry Zalma

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2022-05-06 12:39:59 -

A Pox on Both Your Houses
Deciding to Deny a Claim Based on Investigation and the Report of an Expert is not Bad Faith Read the full article at https://lnkd.in/g4fG6Q6c and at https://zalma.com/blog plus more than 4200 posts. Plaintiff sued Defendant Safeco regarding a claim for damage to Wheeler’s residence, which she contends was caused by a hailstorm in San Antonio. In Wheeler v. Safeco, No. SA-21-CV-00343-XR,...

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Barry Zalma

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2022-06-07 12:51:47 -

A Reefer Trailer is a Vehicle
A Trailer Is Used To Transport, Which Is How Vehicles Are Commonly Defined And Understood and It Is Registered As A VehicleRead the full article at https://lnkd.in/g3FSRQvk and at https://zalma.com/blog plus more than 4250 posts.Kiolbassa Provision Company (“Kiolbassa”) operates a smoked meat business out of San Antonio, Texas, where it keeps its offices, production space, and a...

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Barry Zalma

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2021-08-31 12:24:26 -

A Theft is a Taking of Property
A Decision Finding Theft Can Be a Taking of More than Money Costs National Union $22,114,883 Plus Interest Read the full article at https://www.linkedin.com/pulse/theft-taking-property-barry-zalma-esq-cfe and https://zalma.com/blog plus more than 3850 posts. Cargill, Inc.’s (Cargill) moved for judgment on the pleadings. Cargill seeks judgment in its favor as to the one disputed...

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Barry Zalma

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2021-10-14 12:16:42 -

A Thorough Investigation Can Be Swift
Clear & Unambiguous Exclusion Must be Enforced Read the full article at https://www.linkedin.com/pulse/thorough-investigation-can-completed-short-time-zalma-esq-cfe and at https://zalma.com/blog plus more than 3950 posts. After claiming that on or about July 25, 2019 Ms. Levine noticed significant structural damage to one of the walls in her house’s basement and more...

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Barry Zalma

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2023-12-13 14:07:21 -

Activities of Lawyer in the Capacity of an Officer of Another Business Excluded
Activities of Lawyer in the Capacity of an Officer of Another Business Excluded Read the full article at https://lnkd.in/gdQD4kQ8 and see the full video at https://lnkd.in/gzCykvzY and at https://lnkd.in/g2VBJupX and at https://zalma.com/blog plus more than 4750 posts. No Defense for Lawyer/Business Owner Post 4788 Associated Industries Insurance Company (AIIC) sued Howard Kleinhendler and...

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Barry Zalma

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2023-11-03 13:01:53 -

Admitting Facts that Establish Defense Fatal
Admitting to Facts That Establish Exclusion Is Fatal Read the full article at https://lnkd.in/dPbnCD-N and see full video at https://lnkd.in/d8-Wbdsx and at https://lnkd.in/d2bme4rh and at https://zalma.com/blog plus more than 4650 posts. Not Wise to Burden Appellate Court with Multiple Frivolous Motions After appellant Donya Entertainment, Inc. noticed a “very significant . . ....

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Barry Zalma

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2024-07-19 13:22:13 -

Agreement to Settle Workers' Compensation Does not Compel Paymnt for Intentional Acts
Agreement to Settle Workers’ Compensation Does Not Compel Payment for Intentional Acts Insurance Should Never Apply to Indemnify Insured for its Intentional ActsPost 4838 Read the full article at https://lnkd.in/gv4Yxz7d, see the full video at https://lnkd.in/gMd53HsX and at https://lnkd.in/gccVmdxa, and at https://zalma.com/blog plus more than 4800 posts. Slyvia Melania Tejada de...

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Barry Zalma

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2022-06-01 12:47:44 -

An Occurrence Can Include Intentional Acts for Damage not Intended
Pollution Exclusion is Effective and Does not Make Policy Illusory Read the full article at https://lnkd.in/ggaC8r_p and at https://zalma.com/blog plus more than 4200 posts. In Employers Mutual Casualty Company v. Tiger Creek Development, Inc., David Erickson, and Cherry Pease, No. 4:21-CV-65 (CDL), United States District Court, M.D. Georgia, Columbus Division (May 25, 2022) the USDC was asked...

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Barry Zalma

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2021-06-11 12:45:00 -

Arson & Fraud by Husband Defeats Claim for "Innocent" Spouse
Wisconsin Supreme Court Concludes that “Innocent Spouse” May Not Recover for Spouse’s Arson and Fraud Read the full article at https://www.linkedin.com/pulse/arson-fraud-husband-voids-entire-policy-barry-zalma-esq-cfe and at https://zalma.com/blog plus more than 3750 posts. Ismet Islami asked the Supreme Court to reverse the court of appeals decision affirming grant of...

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