• Lyme Disease Was a Consequence of U.S. Biological Weapons Research
    Author Kris Newby discusses getting diagnosed with Lyme disease and then discovering that it was most likely a biological warfare weapon created by the U.S. government. She eventually came upon the discoverer of Willy Burgdofer who revealed that he worked for the U.S. biological weapons program of which Lyme was a result. She touches on the history of bioweapons research and how Fort Detrick assignments included attempting to place chronically incapacitating diseases into insects. She's uncertain when it comes to coronavirus, but sees the same cover-up playbook being used by the government.
    More information BELOW THE VIDEO on the channel.
    https://rumble.com/v5p93mb-lyme-disease-was-a-consequence-of-u.s.-biological-weapons-research.html
    Lyme Disease Was a Consequence of U.S. Biological Weapons Research Author Kris Newby discusses getting diagnosed with Lyme disease and then discovering that it was most likely a biological warfare weapon created by the U.S. government. She eventually came upon the discoverer of Willy Burgdofer who revealed that he worked for the U.S. biological weapons program of which Lyme was a result. She touches on the history of bioweapons research and how Fort Detrick assignments included attempting to place chronically incapacitating diseases into insects. She's uncertain when it comes to coronavirus, but sees the same cover-up playbook being used by the government. More information BELOW THE VIDEO on the channel. https://rumble.com/v5p93mb-lyme-disease-was-a-consequence-of-u.s.-biological-weapons-research.html
    0 Commentarii 1 Distribuiri 110 Views
  • Whenever Saturn and Neptune form a conjunction, the world gets weird. And they’re about to conjoin again. In this episode, we look at previous conjunctions of these planets and see how each time we’ve seen strange events that shaped the psycho-spiritual undercurrents of the times in important ways. In particular, we’ve seen important events in the history of ufology.

    This video features a bonus section exclusively for WAR members on the relation between Saturn-Neptune conjunctions and fallen angels.
    https://www.youtube.com/watch?v=XDN2yBK4VZg
    Whenever Saturn and Neptune form a conjunction, the world gets weird. And they’re about to conjoin again. In this episode, we look at previous conjunctions of these planets and see how each time we’ve seen strange events that shaped the psycho-spiritual undercurrents of the times in important ways. In particular, we’ve seen important events in the history of ufology. This video features a bonus section exclusively for WAR members on the relation between Saturn-Neptune conjunctions and fallen angels. https://www.youtube.com/watch?v=XDN2yBK4VZg
    0 Commentarii 0 Distribuiri 65 Views
  • It's Thursday, November 14, 2024 and this is day 3314 of the worst government in Canadian history. Justin Trudeau (AKA: Justine Turdeau, and known to be the BASTARD son of Fidel Castro) is the most corrupt, non-indicted criminal to hold the office of Prime Minister of Canada.

    #ArrestJustinTrudeau #IllegalUseOfEmergenciesAct #TrudeauWEscandal #JustinTrudeauEthicsScandal #TrudeauCashForAccessScandal #CrimeMinisterJustinTrudeau #TrudeauMustGo #PPEnvy #TrudeauBlackFaceHitler #ExperimentalVaccinesAreDeadly #SNCLavalinAffair #TrudeauSDTCdocumentscandal

    It's Thursday, November 14, 2024 and this is day 3314 of the worst government in Canadian history. Justin Trudeau (AKA: Justine Turdeau, and known to be the BASTARD son of Fidel Castro) is the most corrupt, non-indicted criminal to hold the office of Prime Minister of Canada. #ArrestJustinTrudeau #IllegalUseOfEmergenciesAct #TrudeauWEscandal #JustinTrudeauEthicsScandal #TrudeauCashForAccessScandal #CrimeMinisterJustinTrudeau #TrudeauMustGo #PPEnvy #TrudeauBlackFaceHitler #ExperimentalVaccinesAreDeadly #SNCLavalinAffair #TrudeauSDTCdocumentscandal
    0 Commentarii 0 Distribuiri 73 Views
  • https://www.christianity.com/church/church-history/timeline/1701-1800/england-no-scotland-yes-to-samuel-seabury-11630252.html
    https://www.christianity.com/church/church-history/timeline/1701-1800/england-no-scotland-yes-to-samuel-seabury-11630252.html
    WWW.CHRISTIANITY.COM
    England "No" Scotland "Yes" to Samuel Seabury - 1701-1800 Church History
    England "No" Scotland "Yes" to Samuel Seabury from the 1701-1800 Church history timeline. Learn about historical christian events within church history!
    0 Commentarii 0 Distribuiri 44 Views
  • Looks like we better sue CNN, MSDNC and the rest of the fake news for a billion dollars each.
    https://www.infowars.com/posts/watch-live-infowars-goes-to-auction-at-pivotal-moment-in-us-history
    Looks like we better sue CNN, MSDNC and the rest of the fake news for a billion dollars each. https://www.infowars.com/posts/watch-live-infowars-goes-to-auction-at-pivotal-moment-in-us-history
    Love
    1
    0 Commentarii 0 Distribuiri 133 Views
  • The American Journal: Infowars Goes To Auction At Pivotal Moment In US History

    WATCH NOW | #AmericanJournal

    https://madmaxworld.tv/channel/the-american-journal
    https://www.infowars.com/posts/monday-live-deep-state-plotting-to-keep-trump-out-of-white-house

    ȯSUPPORT THE INFOWAR: www.TheAlexJonesStore.com
    The American Journal: Infowars Goes To Auction At Pivotal Moment In US History WATCH NOW | #AmericanJournal https://madmaxworld.tv/channel/the-american-journal https://www.infowars.com/posts/monday-live-deep-state-plotting-to-keep-trump-out-of-white-house ȯSUPPORT THE INFOWAR: www.TheAlexJonesStore.com
    MADMAXWORLD.TV
    The American Journal
    Taking a record of the heart and minds of the people, American Journal puts the power of the conversation into the callers' hands. Join us Monday through Friday, 8-11AM CST and call in to talk to Harrison Smith about all current topics and stories in the news and on your mind.
    Angry
    1
    0 Commentarii 0 Distribuiri 133 Views
  • It's Wednesday, November 13, 2024 and this is day 3313 of the worst government in Canadian history. Justin Trudeau (AKA: Justine Turdeau, and known to be the BASTARD son of Fidel Castro) is the most corrupt, non-indicted criminal to hold the office of Prime Minister of Canada.

    #ArrestJustinTrudeau #IllegalUseOfEmergenciesAct #TrudeauWEscandal #JustinTrudeauEthicsScandal #TrudeauCashForAccessScandal #CrimeMinisterJustinTrudeau #TrudeauMustGo #PPEnvy #TrudeauBlackFaceHitler #ExperimentalVaccinesAreDeadly #SNCLavalinAffair #TrudeauSDTCdocumentscandal

    It's Wednesday, November 13, 2024 and this is day 3313 of the worst government in Canadian history. Justin Trudeau (AKA: Justine Turdeau, and known to be the BASTARD son of Fidel Castro) is the most corrupt, non-indicted criminal to hold the office of Prime Minister of Canada. #ArrestJustinTrudeau #IllegalUseOfEmergenciesAct #TrudeauWEscandal #JustinTrudeauEthicsScandal #TrudeauCashForAccessScandal #CrimeMinisterJustinTrudeau #TrudeauMustGo #PPEnvy #TrudeauBlackFaceHitler #ExperimentalVaccinesAreDeadly #SNCLavalinAffair #TrudeauSDTCdocumentscandal
    0 Commentarii 0 Distribuiri 116 Views

  • Bad Faith Set Up Fails

    Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts.
    Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith

    INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND

    Post 4930

    Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct.

    In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute.

    FACTUAL HISTORY

    After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist.

    USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages.

    Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing.

    TRIAL

    At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim.

    USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records.

    USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim.

    Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable."

    Flick also did not respond to USAA's requests for additional information.

    By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote.

    DISCUSSION

    The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick.

    Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed.

    What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling.

    What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand:

    Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick.

    ZALMA OPINION

    The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal.

    (c) 2024 Barry Zalma & ClaimSchool, Inc.

    Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos.

    Subscribe to my substack at https://barryzalma.substack.com/subscribe

    Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg

    Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    Bad Faith Set Up Fails Read the full article at https://www.linkedin.com/pulse/bad-faith-set-up-fails-barry-zalma-esq-cfe-jllxc, see the full video at and at and at https://zalma.com/blog plus more than 4900 posts. Inadequate Information Made Refusal to Pay Policy Limits Not Bad Faith INADEQUATE MEDICAL AUTHORIZATION USED TO CAUSE INSURER TO REFUSE SETTLEMENT DEMAND Post 4930 Kara Flick appealed from the judgment after a jury rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. Flick contends the judgment should be reversed due to juror misconduct. In KARA FLICK v. UNITED SERVICES AUTOMOBILE ASSOCIATION, B330507, California Court of Appeals, Second District, Sixth Division (November 5, 2024) the Court of Appeals resolved the dispute. FACTUAL HISTORY After sustaining injuries in an automobile accident caused by Francisco Reyes, Jr., Flick had her attorney send Reyes's insurer, the United Services Automobile Association (USAA), a letter explaining the severity of her injuries and an authorization for the release of her medical records. Flick's attorney followed up with a settlement demand two months later, requesting that USAA pay Flick the entirety of Reyes's $100,000 policy limit in exchange for a release of liability. Attached to the demand was a single medical record from Flick's neurologist. USAA investigated Flick's claim and determined it did not have sufficient information to accept or reject her demand. Flick then filed a personal injury lawsuit against Reyes. The jury found in her favor and awarded nearly $1.7 million in damages. Flick, with an assignment from the Reyes, sued USAA for breach of contract and breach of the implied covenant of good faith and fair dealing. TRIAL At trial, a USAA claims adjustor admitted that Reyes was fully at fault for the accident with Flick. Reyes could therefore be exposed to liability in excess of his policy limits-if Flick provided sufficient documentation to support her claim. USAA's expert on insurance claims handling and another of its claims service managers both agreed with the supervisor that Flick's authorization was invalid and inadequate to allow USAA to obtain Flick's medical records. USAA needed additional records before it could determine the value of Flick's claim. Those records could have included the medical bills Flick provided to her own insurance company, the multiple doctor's notes she had excusing her from work, or the thumb drive recording her purported speech problems, all of which were entered into evidence at her personal injury trial. Because they were not provided to USAA, it was "very difficult to place a value on" Flick's claim. Flick's expert testified that USAA's handling of the settlement demand "was clearly unreasonable." Flick also did not respond to USAA's requests for additional information. By a vote of nine to three, the jury found that Flick did not make a reasonable settlement demand of USAA and rejected her claims for breach of contract and breach of the implied covenant of good faith and fair dealing. The trial court polled the jury, and each juror confirmed their vote. DISCUSSION The Court of Appeals concluded the trial court did not abuse its discretion in denying Flick's new trial motion. USAA successfully rebutted the presumption of prejudice by showing there is no reasonable probability that the juror, D.C.'s misconduct by not explaining he did not hear all of the adjuster's testimony, actually harmed Flick. Much of the adjustor's testimony consisted of facts regarding his communications with Flick's attorney - facts that were undisputed. What was disputed-whether Flick's settlement demand was reasonable-was the subject of other witness testimony, including USAA's expert on insurance claims handling, its supervising claims service manager, Flick's personal injury attorney, and her expert witness on insurance claims handling. What the admitted evidence showed was that D.C. confirmed multiple times that he voted that Flick did not make a reasonable settlement demand: Based on this record there was no reasonable probability that D.C.'s alleged juror misconduct actually harmed Flick. ZALMA OPINION The tort of bad faith arose from abuse by insurers on those they insured. Since its adoption in California about three quarters of a century ago, the abuse has been turned on to insurers. Ms. Flick's counsel placed a demand for settlement on USAA that it could not reasonably and in good faith to its insured, Reyes, because it was incomplete and inadequately supported and forced Flick and Reyes go through a trial where she received an uncollectible judgment against Reyes in hopes of a gigantic bad faith judgment. After much litigation and USAA spending a great deal to defend itself she received the $100,000 policy limit. USAA was punished but neither Flick nor her lawyers profited from the scheme or the appeal. (c) 2024 Barry Zalma & ClaimSchool, Inc. Please tell your friends and colleagues about this blog and the videos and let them subscribe to the blog and the videos. Subscribe to my substack at https://barryzalma.substack.com/subscribe Go to X @bzalma; Go to Newsbreak.com https://www.newsbreak.com/@c/1653419?s=01; Go to Barry Zalma videos at Rumble.com at https://rumble.com/account/content?type=all; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg Go to the Insurance Claims Library – https://lnkd.in/gwEYk
    WWW.LINKEDIN.COM
    Discover thousands of collaborative articles on 2500+ skills
    Discover 100 collaborative articles on domains such as Marketing, Public Administration, and Healthcare. Our expertly curated collection combines AI-generated content with insights and advice from industry experts, providing you with unique perspectives and up-to-date information on many skills and their applications.
    0 Commentarii 0 Distribuiri 388 Views
  • https://www.christianity.com/church/church-history/timeline/1601-1700/dort-pitted-calvinists-vs-arminians-11630066.html
    https://www.christianity.com/church/church-history/timeline/1601-1700/dort-pitted-calvinists-vs-arminians-11630066.html
    WWW.CHRISTIANITY.COM
    Dort Pitted Calvinists vs. Arminians - 1601-1700 Church History
    Dort Pitted Calvinists vs. Arminians from the 1601-1700 Church history timeline. Learn about historical christian events within church history!
    0 Commentarii 0 Distribuiri 68 Views
  • The Ancient Writing that Defies Explanation: The Easter Island Script #mystery #history #joerogan
    Lost Artifact: Is the Ark of the Covenant Hidden in Ethiopia?

    https://www.youtube.com/shorts/LeZDYI7tsW4
    The Ancient Writing that Defies Explanation: The Easter Island Script #mystery #history #joerogan Lost Artifact: Is the Ark of the Covenant Hidden in Ethiopia? https://www.youtube.com/shorts/LeZDYI7tsW4
    Like
    1
    0 Commentarii 0 Distribuiri 69 Views
Sponsorizeaza Paginile
Sponsor

We are 100% funded for October.

Thanks to everyone who helped out. 🥰

Xephula monthly operating expenses for 2024 - Server: $143/month - Backup Software: $6/month - Object Storage: $6/month - SMTP Service: $10/month - Stripe Processing Fees: ~$10/month - Total: $175/month

Xephula Funding Meter

Please Donate Here