• To Prove Fraud a Preponderance of the evidence is Required

    An article For Subscribers to Excellence in Claims Handling
    You can Subscribe for only $5 a month to Excellence in Claims Handling at
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    A small portion of what was provided to subscribers.The Supreme Court, reviewing the law in other states found: “Although a few jurisdictions require that exclusions from coverage be proved by clear and convincing evidence, the burden of proving insurance policy exclusionary provisions is usually a preponderance of the evidence. Lee R. Russ & Thomas F. Segalla, 17 Couch on Insurance 254:14 (3d ed. 2003) [hereinafter Couch]; compare Rego v. Conn. Ins. Placement Facility, 593 A.2d 491, 494-95 (Conn. 1991) (following the majority of courts and commentators suggesting that insurers must prove policy defenses by a preponderance of the evidence), with Am. Family Mut. Ins. Co. v. Schley, 978 F. Supp. 870, 874-75 (E.D. Wis. 1997).”

    Applying the preponderance of the evidence burden to a concealment or misrepresentation defense, the Arizona Supreme Court concluded comports with sound reason and is supported by major commentators in the field. In fact, the Supreme Court pointed out that the Arizona Court of Appeals has held that the defense of arson, which by its nature may impute fraudulent representations to the insurer, must be proved only by a preponderance of the evidence.
    To Prove Fraud a Preponderance of the evidence is Required An article For Subscribers to Excellence in Claims Handling You can Subscribe for only $5 a month to Excellence in Claims Handling at https://barryzalma.substack.com/subscribe A small portion of what was provided to subscribers.The Supreme Court, reviewing the law in other states found: “Although a few jurisdictions require that exclusions from coverage be proved by clear and convincing evidence, the burden of proving insurance policy exclusionary provisions is usually a preponderance of the evidence. Lee R. Russ & Thomas F. Segalla, 17 Couch on Insurance 254:14 (3d ed. 2003) [hereinafter Couch]; compare Rego v. Conn. Ins. Placement Facility, 593 A.2d 491, 494-95 (Conn. 1991) (following the majority of courts and commentators suggesting that insurers must prove policy defenses by a preponderance of the evidence), with Am. Family Mut. Ins. Co. v. Schley, 978 F. Supp. 870, 874-75 (E.D. Wis. 1997).” Applying the preponderance of the evidence burden to a concealment or misrepresentation defense, the Arizona Supreme Court concluded comports with sound reason and is supported by major commentators in the field. In fact, the Supreme Court pointed out that the Arizona Court of Appeals has held that the defense of arson, which by its nature may impute fraudulent representations to the insurer, must be proved only by a preponderance of the evidence.
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    A series of writings and/or videos to help understand insurance, insurance claims, and becoming an insurance claims professional and who need to provide or receive competent and Excellence in Claims Handling. Click to read Excellence in Claims Handling, by Barry Zalma, a Substack publication with thousands of subscribers.
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  • Never forget December,7, 1941
    "Visiting the USS Arizona Memorial | Pearl Harbor, Hawaii" https://youtu.be/orxpG_85evc?si=ZvHbqDd_xaYxS01a via @YouTube
    God Bless America, God Save The Republic.
    Never forget December,7, 1941 "Visiting the USS Arizona Memorial | Pearl Harbor, Hawaii" https://youtu.be/orxpG_85evc?si=ZvHbqDd_xaYxS01a via @YouTube God Bless America, God Save The Republic.
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  • Biden's Pardoning of Hunter JUST BACKFIRED IMMEDIATELY + Trump's reaction!
    https://youtu.be/FRuGKPZnqT4
    Miranda Devine - Journalist for The New York post and author of Laptop from Hell and The Big Guy You are the perfect person to help me understand the hypocrisy of Joe Biden and the full immunity 11 year time frame pardon of Hunter Biden. What is this all about and was the plan to always pardon him to avoid real accountability and jail time? Is this to do with President Trump nominating Kash Patel for director of FBI and Kash openly saying he wants people in DC investigated and held accountable? I see a message from Jack Posobiec saying an insider at the white house told him President Biden was threatened by Hunter with a tell all book about his dads crimes if he didn’t pardon him Biden’s press secretary, Karine Jean Pierre has said over and over again Hunter would not be pardoned. Now today she said several times this was political war, blamed Trump and said Biden had to do it, but wasn’t it Biden’s DOJ going soft on Hunter that still kept finding crime after crime after crime? President Trump was disappointed but called on Biden to also pardon and free everyone involved in January 6th. Colorado Governor Jared Polis attacked Biden for 'putting his family ahead of the country' and setting 'a bad precedent that could be abused by later Presidents.' Clearly, he had Trump in mind. Greg Stanton, a Democratic congressman from Arizona, said: 'I respect President Biden but I think he got this one wrong. This wasn't a politically-motivated prosecution. Hunter committed felonies and was convicted by a jury of his peers' Is Biden really covering for Biden and will he eventually pardon himself before Trump takes office? Will Joe’s brother James be pardoned since he’s also an major part of this foreign business deals grift? I’m going to put a link to your articles, your x and your book The Big Guy so people can read about the Biden crime family.
    🔥Biden's Pardoning of Hunter JUST BACKFIRED IMMEDIATELY + Trump's reaction! https://youtu.be/FRuGKPZnqT4 Miranda Devine - Journalist for The New York post and author of Laptop from Hell and The Big Guy You are the perfect person to help me understand the hypocrisy of Joe Biden and the full immunity 11 year time frame pardon of Hunter Biden. What is this all about and was the plan to always pardon him to avoid real accountability and jail time? Is this to do with President Trump nominating Kash Patel for director of FBI and Kash openly saying he wants people in DC investigated and held accountable? I see a message from Jack Posobiec saying an insider at the white house told him President Biden was threatened by Hunter with a tell all book about his dads crimes if he didn’t pardon him Biden’s press secretary, Karine Jean Pierre has said over and over again Hunter would not be pardoned. Now today she said several times this was political war, blamed Trump and said Biden had to do it, but wasn’t it Biden’s DOJ going soft on Hunter that still kept finding crime after crime after crime? President Trump was disappointed but called on Biden to also pardon and free everyone involved in January 6th. Colorado Governor Jared Polis attacked Biden for 'putting his family ahead of the country' and setting 'a bad precedent that could be abused by later Presidents.' Clearly, he had Trump in mind. Greg Stanton, a Democratic congressman from Arizona, said: 'I respect President Biden but I think he got this one wrong. This wasn't a politically-motivated prosecution. Hunter committed felonies and was convicted by a jury of his peers' Is Biden really covering for Biden and will he eventually pardon himself before Trump takes office? Will Joe’s brother James be pardoned since he’s also an major part of this foreign business deals grift? I’m going to put a link to your articles, your x and your book The Big Guy so people can read about the Biden crime family.
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  • Every Veterans Day, November 11 at exactly 11:11 am, the sun aligns perfectly with the Anthem Veterans Memorial in Anthem, Arizona.
    Every Veterans Day, November 11 at exactly 11:11 am, the sun aligns perfectly with the Anthem Veterans Memorial in Anthem, Arizona. 🇺🇸❤️🤍💙🇺🇸
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  • DON’T GIVE UP ON KARI LAKE

    Kari Lake has been fighting for Arizona and for this country non stop since she decided to run for Governor.

    Do you think she came this far to let them steal her 2022 election and now her 2024 election?

    Do you think that her results aren’t included with all of the results caught by Space Force which is currently in orbit?

    Maricopa County could have been stopped, just like they shut it down in Atlanta, Detroit, and Philadelphia.

    Kari Lake’s election is the back door into exposing the 2020 election, the 2022 midterms, and all of the rampant cheating in the current 2024 election.

    The diamonds will be returned.
    DON’T GIVE UP ON KARI LAKE‼️ Kari Lake has been fighting for Arizona and for this country non stop since she decided to run for Governor. Do you think she came this far to let them steal her 2022 election and now her 2024 election? Do you think that her results aren’t included with all of the results caught by Space Force which is currently in orbit? Maricopa County could have been stopped, just like they shut it down in Atlanta, Detroit, and Philadelphia. Kari Lake’s election is the back door into exposing the 2020 election, the 2022 midterms, and all of the rampant cheating in the current 2024 election. The diamonds will be returned.
    Like
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  • GENERAL FLYNN

    #KariLakeWon and some of those involved w/ AZ elections are going to find themselves in very hot water.
    Quote
    Mila Joy
    @MilaLovesJoe
    ·
    4h
    Maricopa County, AZ said these signatures match.

    Arizona must not think Trump will prosecute election fraudsters.

    They are wrong.

    Arizona election officials will face Trump's wrath.

    They will end up in prison.
    Show more

    https://x.com/GenFlynn/status/1855785280290320883
    GENERAL FLYNN #KariLakeWon and some of those involved w/ AZ elections are going to find themselves in very hot water. Quote Mila Joy @MilaLovesJoe · 4h Maricopa County, AZ said these signatures match. Arizona must not think Trump will prosecute election fraudsters. They are wrong. Arizona election officials will face Trump's wrath. They will end up in prison. Show more https://x.com/GenFlynn/status/1855785280290320883
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  • https://thewashingtonstandard.com/arizona-officials-caught-changing-the-ballot-totals-as-counting-for-us-senate-seat-continues-top-election-official-stephen-richer-who-oversees-said-make-life-hell-for-kari-lake/
    https://thewashingtonstandard.com/arizona-officials-caught-changing-the-ballot-totals-as-counting-for-us-senate-seat-continues-top-election-official-stephen-richer-who-oversees-said-make-life-hell-for-kari-lake/
    THEWASHINGTONSTANDARD.COM
    Arizona Officials Caught Changing the Ballot Totals as Counting for US Senate Seat Continues, Top Election Official Stephen Richer Who Oversees Said ‘MAKE LIFE HELL’ for Kari Lake - The Washington Standard
    Those of you watching the blue creep on the still uncalled races are witnessing a near uniform blue slow roll in a landslide election that make such ‘outcomes’ statistically impossible. There are twenty five uncalled House races. That is insane. Arizona election official, Stephen Richer, said he wanted to ‘make life ...
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  • #InfowarsSNL: Republicans Raise Alarm Over Suspicious Arizona Election Results After Outstanding Vote Totals Changed Overnight — Sunday Night Live

    TUNE IN: https://www.infowars.com/posts/republicans-raise-alarm-over-suspicious-arizona-election-results-after-outstanding-vote-totals-changed-overnight-sunday-night-live

    ⫸⫸ #SupportIndependentMedia: https://theAlexJonesStore.com https://drjonesnaturals.com https://infowarsstore.com
    #InfowarsSNL: Republicans Raise Alarm Over Suspicious Arizona Election Results After Outstanding Vote Totals Changed Overnight — Sunday Night Live TUNE IN: https://www.infowars.com/posts/republicans-raise-alarm-over-suspicious-arizona-election-results-after-outstanding-vote-totals-changed-overnight-sunday-night-live ⫸⫸ #SupportIndependentMedia: https://theAlexJonesStore.com https://drjonesnaturals.com https://infowarsstore.com
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    0 Yorumlar 1 hisse senetleri 834 Views
  • https://www.thegatewaypundit.com/2024/11/send-us-marshals-arizona-officials-caught-changing-ballot/
    https://www.thegatewaypundit.com/2024/11/send-us-marshals-arizona-officials-caught-changing-ballot/
    WWW.THEGATEWAYPUNDIT.COM
    SEND IN THE US MARSHALS: Arizona Officials Caught Changing the Ballot Totals as Counting for US Senate Seat Continues | The Gateway Pundit | by Jim Hoft
    Just like we witnessed in the 2022 Arizona election, election officials are openly changing the ballot totals remaining to be counted without explanation.
    Angry
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  • Maricopa County Elections Board basically just announced that they are going to cheat:

    “It’s important to remember that here in Arizona, the races are extremely close and it still might take a few days for you (the media) to call these races.

    It is possible that some of the candidates who are ahead on election night… might not be ahead and might not maintain those leads after Election Day, as additional ballots are counted and reported.”

    Let me translate: If President Trump is winning, they will “find” the ballots they need to put Kamala ahead of him.

    Not gonna work this time,

    https://x.com/TheStormRedux/status/1853549444685349213
    Maricopa County Elections Board basically just announced that they are going to cheat: “It’s important to remember that here in Arizona, the races are extremely close and it still might take a few days for you (the media) to call these races. It is possible that some of the candidates who are ahead on election night… might not be ahead and might not maintain those leads after Election Day, as additional ballots are counted and reported.” Let me translate: If President Trump is winning, they will “find” the ballots they need to put Kamala ahead of him. Not gonna work this time, https://x.com/TheStormRedux/status/1853549444685349213
    0 Yorumlar 0 hisse senetleri 572 Views
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