A Video Explaining the Use of an IME

Read the full article at https://www.linkedin.com/pulse/ethical-obligations-independent-medical-examiner-zalma-esq-cfe and see the full video at https://youtu.be/t4k1snZUdmc and at https://rumble.com/vo7lpw-ethical-obligations-of-the-independent-medical-examiner.html and at https://zalma.com/blog plus more than 3950 posts.

Medical examiners have established their own codes of ethics with regard to an IME and are obligated by those codes to report their findings fairly and accurately. The American Board of Independent Medical Examiners has published the following Code of Ethics:

Physicians shall:

   Be honest in all communications.

   Respect the rights of the examinees and other participants, and treat these individuals with dignity and respect.

An independent medical examiner has a contractual relationship with the entity that employs them but no preexisting relationship with the subject of the examination. And this contractual relationship is often independent of, if not adverse to, the subject’s relationship with the examiner’s employer. To impose a categorical duty of care running from the independent medical examiner to the subject would put the examiner in an untenable position, if not create an outright conflict of interest. 


The purpose of your examination is to thoroughly review all relevant facts within your field of expertise so we may determine whether the injuries reported by the claimant captioned above was caused by the accident and, if so, the extent of the injuries so that we may properly evaluate his claim against our insured. We expect your examination to provide the Company with sufficient facts to assist it in its obligation to make a decision with regard to the claim.

© 2021 – Barry Zalma

Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders.

Go to training available at https://claimschool.com; articles at https://zalma.substack.com, the podcast Zalma On Insurance at https://anchor.fm/barry-zalma; Follow Mr. Zalma on Twitter at https://twitter.com/bzalma; Go to Barry Zalma videos at https://www.rumble.com/zalma ; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the Insurance Claims Library – https://zalma.com/blog/insurance-claims-library/ The last two issues of ZIFL are available at https://zalma.com/zalmas-insurance-fraud-letter-2/ podcast now available at https://podcasts.apple.com/us/podcast/zalma-on-insurance/id1509583809?uo=4